Legal

Terms of Use & Disclaimer

Please read these terms before using the SK Investment app or website.

Last updated: 4 August 2026

1. Who we are

This app and website are operated by SK Investment, a proprietorship of Krushnakant Thakor, who is an AMFI Registered Mutual Fund Distributor holding ARN-171718. SK Investment is a financial services platform that brings various investment services together in one place.

2. Nature of our services

We act as a distributor of mutual funds and as a referral point for insurance, equity broking and loan-against-mutual-fund facilities offered by our partner institutions. We are not an investment adviser, portfolio manager, bank, NBFC or lender, and we do not offer discretionary or guaranteed-return products.

All transactions, KYC, payments and account servicing are carried out on the platforms of AMCs, RTAs, exchanges, insurers, lenders or our technology partners (such as InvestWell). Your use of those platforms is governed by their own terms and privacy policies.

3. No in-app transactions

This app does not process payments and does not hold your money or securities. Any investment, redemption, loan or insurance purchase happens directly with the respective regulated entity.

4. Market risk disclaimer

Mutual fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not indicative of future returns. There is no assurance or guarantee that the objectives of any scheme will be achieved.

5. Calculators and illustrations

The SIP calculator, goal planner and any projections shown in this app are purely illustrative, use assumed rates of return you enter yourself, and are calculated on your device. They are not a promise, forecast or guarantee of any return.

6. No commission-free or advisory claim

As a mutual fund distributor, we may receive commission or trail brokerage from asset management companies and partner institutions in accordance with applicable AMFI and SEBI regulations. We do not charge you a separate advisory fee.

7. Your responsibilities

You agree to provide accurate information, to use the app only for lawful purposes, and to take your own decisions after considering your financial situation and, if needed, independent professional advice.

8. Intellectual property

The SK Investment name, logo, content and design in this app belong to SK Investment and may not be copied or reused without written permission.

9. Limitation of liability

We make reasonable efforts to keep information accurate and up to date, but we do not warrant that it is error-free. To the extent permitted by law, SK Investment and its proprietor are not liable for any investment loss, indirect loss or loss arising from service interruptions or from third-party platforms.

10. Grievances and contact

For any query, complaint or request relating to these terms, contact Krushnakant Thakor, Proprietor, SK Investment — WhatsApp / Phone +91 94294 41026. Mutual fund related grievances may also be escalated to the concerned AMC or through the SEBI SCORES portal.

11. Governing law

These terms are governed by the laws of India, with jurisdiction of the courts at Ahmedabad, Gujarat.

12. Changes

We may update these terms from time to time. The revised version will be published on this page with a new "Last updated" date.